Defined legal service
Legal support for a credit guarantor
Reviewing the guarantee, loan changes, payments and creditor demands to identify the guarantor’s obligations and available objections.
The problem you need to resolve
- a creditor has made a demand against you as guarantor
- the amount, term or effect of an amendment is disputed
What you receive
- A written assessment of documents, risks and next steps
- The application, agreement or other document agreed for this stage
What we do
- review the questionnaire, deadlines and agreed document list
- separate verified facts from assumptions and define the legal objective
- identify the applicable law by relevant dates
- reconcile the loan, guarantee and amendments
- assess liability and possible termination grounds
- prepare an agreed response, defence or claim
What we need from you
- loan and guarantee
- amendments and consent records
- payment history and calculation
- demands and court documents
- answer focused follow-up questions and verify the factual information
- do not send a full set of sensitive documents before the conflict-of-interest check and agreement of a protected channel
Fees
- Fees depend on the facts and scope of support. After a short discussion, we explain what the work includes and its cost. Fees are agreed before work begins.
- A possible first stage is a written action plan: review of agreed documents, legal assessment, next steps, deadlines, risks and alternatives.
- Additional objectives, extensive materials and foreign-language documents are discussed separately.
- Court fees and other mandatory payments are separate from the lawyer's fee. Notarial, translation, valuation and expert costs are also agreed separately.
What may change the route
- objections or new claims from another party
- missing, inconsistent or newly received documents
- the need for valuation, expert evidence, a notarial or registration step
- existing court or enforcement proceedings, a missed or imminent deadline
- a property mortgage without a personal guarantee requires separate analysis
- an increased demand does not by itself end the guarantee
When this service is not suitable
- a property mortgage without a personal guarantee requires separate analysis
- an increased demand does not by itself end the guarantee
How we report progress
- we agree the communication channel before work begins
- we report receipt of materials, completion of the assessment, document readiness and the next required action
- where new facts or extra work arise, we first explain the effect on timing and fees and ask for your approval
Official sources
Frequently asked questions
Is a guarantor the borrower?
No. The guarantee and applicable law determine the separate role and liability.
Does an amendment end the guarantee?
Not automatically. Consent, the change and the applicable version of Article 559 must be reviewed.
Can the amount be challenged?
The calculation and supporting documents are checked before specific objections are prepared.